Dave says, "Take this journal and record everything happening that seems like a big deal. Record the relationship issues, the debt, the emotions, the setbacks, the victories, and anything else that seems important at the time."

"The immediate benefits of writing everything down are twofold. First, writing helps you process the problems and victories. The second immediate benefit of journaling is that you can reread your entry just days - even months - later and gain vital perspective on your progress."

Now in a bullet journal format with prompts for recording victories and setbacks, The Total Money Makeover Journal will motivate those in The Total Money Makeover journey to find value in every day. "Write it down. You will be glad you did."

• Record today’s victories:
  What went well today?
  How did you move closer to your financial goals?
• Record today’s setbacks:
  What challenges or mistakes did you face?
  What can you learn from them?
• Track relationship issues:
  How is money affecting your relationships today?
  What conversations or feelings stand out?
• Track debt progress:
  What debts did you pay on today?
  How do you feel about your progress?
• Capture emotions:
  How are you feeling about money right now?
  What is encouraging you? What is discouraging you?
• Note anything else important:
  What moments, decisions, or insights feel significant today?